Not to take anything away from Jacob's friends, because that family has been through considerably worse ****, but I swear I feel like we've been dealing with one thing after another for about 5ish years now. Some of it is pretty big - 2 major motor vehicle accidents. Some of it is a result of our choices - choosing the wrong ****ty company to work for. Some of it is just a series of every day life events that all seemed to come one right after another - grandparents dying, mom almost dying, kids being tested for special needs, insurance refusing to pay for a needed surgery, truck engine breaking, A/C system going out, etc. But a lot of it feels like a giant snowball that we just could not get away from - coming THISCLOSE to losing our house in 2018. In fact, you could say that we did lose it since we sold it for cash at about $30k less than we could have so the mortgage company couldn't foreclose on us.
Some of this **** was clearly the result of our choices, but not all of our choices had a clear right/wrong to them. Example - back in 2015 my husband interviewed with and was offered positions with 2 reputable companies. The pay and benefits were similar, both locations were only about 2 miles from the house, both required that he purchases and provide his own tools, and both offered paid training to obtain trade licenses. We picked one, and 5 months later **** just hit the fan with them. We should have chosen the other, but there was absolutely no way to know that at the time.
The snowball that eventually led to us selling the house to avoid foreclosure started with a natural disaster (Hurricane Harvey) and us trying to do the right thing by accepting the "natural disaster relief" offered by the mortgage company. (**** them, btw.)
It's at the point now where an overnight trip to the ER with a toddler barely registers as an event.